Each business has its own needs, but you still want to make sure you are covered by some insurance, no matter how small your company is. In short, general liability insurance for small business tends to cover things like personal liability for members and the consequences associated with third party claims for property damage / injury. You can add additional items of medical injury for yourself and damage for your own property.When you are looking over CGL policies, you’ll see terms such as “General Aggregate Limit”. This refers to the advertising or personal injury, medical payments, and/or fire damage. “Operations…
Author: Irawan Ria
1. To be more comfortable in performance situations – performance anxiety usually stems from a variety of causes – physical, mental and emotional. Maintaining your overall health and wellness, including keeping your stress at a manageable level, managing your negative thinking tendencies and getting the emotional support you need, will diffuse some of this anxiety before you hit the stage.2. To connect more and isolate less – other creative artists can provide you with inspiration, understanding and support. Looking at your social and communication habits can help you to deepen these relationships and allow them to enrich your life.3. To…
The world is a global village now and so it makes sense that people have started investing in international real estate. There’s a certain charm to this move but more than charm, this smart move can help strengthen your capital flows. We understand the importance of global investment strategy and it’s time that you too understand what this option can offer to you.Most people hesitate to invest internationally because of geography. Property investing is generally a long-hold investment strategy and it’s the long distance that generally makes people uncomfortable while investing in international real estate. But there are certain benefits…
We’ve seen this process improve sales systems to turn poor results into a hefty 45% conversion rate of prospects into new customers.Lasting sales performance rarely comes from super-star performers. It comes from great sales management systems. Good systems are reliable and they enable all your sales people to improve and maintain their performance.We find the best sales management process has10 powerful parts…1. Position descriptions2. Procedures3. Activity expectations4. Performance expectations5. A means of monitoring and reporting activity and performance6. The 3 principles of sales contacts7. Regular sales meetings8. Strategic guidance9. Corrective guidance10. Employee reviewHere They Are, Explained…1. Position descriptions need to…
In addition to technical skills, you need business skills to run a successful IT consulting business. In this article, you’ll learn some skills that will help you remain in the IT consulting business for years to come. Learn How to Manage Your Money You know a bit about financing. You need to know about where to raise funds when things are a little slow with your IT consulting practice. You’ll need to know how much capital you are going to need, You’ll also need to be able to anticipate when things are going to run low and how to proactively…
Most of us would rather not think about the death of a loved one. Unfortunately, like paying tax, it is inevitable. But what happens when you are the beneficiary of a deceased estate? In this article we discuss the basics of receiving an inheritance:A loved one has passed away. What happens now?A person known as an Executor is appointed to gather the assets of the deceased person, pay their debts, and distribute the balance amongst their beneficiaries. If they had a will, this person will be appointed in accordance with the deceased’s wishes. If the died without a will (known…
A business that’s growing and hopes to sustain that momentum must have a set of strategies to guide its program development, create a solid financial foundation, and prepare for setbacks that lie ahead.So, a strategic plan is a vision for the company’s future and the basic actions that’ll help you achieve that future. Thus, a good business strategy must have goals and objectives, desired outcomes, metrics to measure your progress, timelines, and budgets.Here are four business strategy principles to a more secure future.1. Compete to Be Unique, Not to Be the BestThe most effective business strategy isn’t about being the…
As for Chinese fashion elements, they have been largely attached to the modern fashion clothing, such as Chinese coloring, painting and printing, embroidery technique, blue and white porcelain, paper cutting style, etc. More and more world-class fashion designers start to apply Chinese traditional elements to the modern fashion designs. In 2011, clothes with Chinese style will inevitably become a very important fashion element.Today, whether in Paris, Milan or New York, clothes designed with Chinese style are greatly loved by people, particularly those fashion designers, international celebrities and super stars. During the 57th Cannes Film Festival in 2004, Gong Li, a…
When an entrepreneur is starting a business he or she is faced with the requirement of several functions in which they might not be experts. They may know, for example, all there is to know about wholesale distribution but have no idea how to build a website.Since most companies are started with very limited funds, many entrepreneurs are reluctant to set money aside to pay for consulting services to fill in their knowledge gaps. For example, many create a website from the many templates available. Some are even free.Where the company website is concerned I feel that the use of…
Undoubtedly, an online degree can further your career aspirations. However, choosing a program can be a confusing process. One way of identifying a suitable program is to list your goals and then go through the listed programs carefully to see which one meets your list best. It also helps to peruse the feedback from students who have successfully acquired their degree from institution to see how others have benefited from the listed programs. There are many universities offering different programs. Doing some research of the official websites of the many universities, colleges, and schools offering online degree courses might be…